Skip to main content
OCC Flag

An official website of the United States government

Redesignation Table for Savings Association Regulations

The Office of the Comptroller of the Currency (OCC) has integrated many national bank and federal savings association rules. The following table (as of April 1, 2017) serves as a reference guide showing how former federal savings association regulations have been redesignated to current OCC regulations.

TitleFormer RuleCurrent Rule
Application Processing Procedures12 CFR part 11612 CFR part 5, subpart A. See also relevant activity or transaction rule in part 5
What does this part do?12 CFR 116.112 CFR 5.1, 5.2
Do the same procedures apply to all applications under this part?12 CFR 116.512 CFR 5.2
How does the OCC compute time periods under this part?12 CFR 116.1012 CFR 5.12
Must I meet with the OCC before I file my application?12 CFR 116.1512 CFR 5.4(f)
What information must I include in my draft business plan?12 CFR 116.20See 12 CFR 5.4(f)
What type of application must I file?12 CFR 116.25See 12 CFR 5.4
What information must I provide with my application?12 CFR 116.30See 12 CFR 5.4 (e)
May I keep portions of my application confidential?12 CFR 116.3512 CFR 5.9
Where do I file my application?12 CFR 116.4012 CFR 5.4(d)
What is the filing date of my application?/Filing fees12 CFR 116.45See 12 CFR 5.5, 5.12
How do I amend or supplement my application?12 CFR 116.47None
Public notice12 CFR 116.50–116.8012 CFR 5.8
Comment procedures: What does this subpart do?12 CFR 116.100None
Public comment12 CFR 116.110–116.14012 CFR 5.10
Meeting procedures: What does this subpart do?12 CFR 116.160None
When will the OCC conduct a meeting on an application?12 CFR 116.17012 CFR 5.11
What procedures govern the conduct of a meeting?12 CFR 116.18012 CFR 5.11
Will the OCC approve or disapprove an application at a meeting?12 CFR 116.185None
Will a meeting affect application processing time frames?12 CFR 116.190See 12 CFR 5.11(h)
If I file a notice under expedited treatment, when may I engage in the proposed activities?12 CFR 116.200See relevant activity or transaction rule in part 5
What will the OCC do after I file my application?12 CFR 116.21012 CFR 5.13
If the OCC requests additional information to complete my application, how will it process my application?12 CFR 116.22012 CFR 5.13
Will the OCC conduct an eligibility examination?12 CFR 116.23012 CFR 5.7
What may the OCC require me to do after my application is deemed complete?12 CFR 116.24012 CFR 5.8(g), 5.13(c)
Will the OCC require me to publish a new public notice?12 CFR 116.25012 CFR 5.8(g)
May the OCC suspend processing of my application?12 CFR 116.260None
How long is the OCC's review period?12 CFR 116.27012 CFR 5.13; see also relevant activity or transaction rule in part 5
How will I know if my application is approved?12 CFR 116.28012 CFR 5.13(d)
What will happen if the OCC does not approve or disapproves my application within two calendar years after the filing date?12 CFR 116.290See 12 CFR 5.13(c)
Disclosure of CRA-Related Agreements12 CFR part 13312 CFR part 35
Consumer Protection in Sales of Insurance12 CFR part 13612 CFR part 14
Federal Mutual Savings Associations: Incorporation, Organization, and Conversion12 CFR part 14312 CFR 5.20; 5.42
Corporate title12 CFR 143.112 CFR 5.20(f)(2(i)), 5.42
Application for permission to organize12 CFR 143.212 CFR 5.20
"De novo" applications for a federal savings association charter12 CFR 143.312 CFR 5.20
Issuance of charter12 CFR 143.4None
Completion of organization12 CFR 143.512 CFR 5.20
Limitations on transaction of business12 CFR 143.6None
Federal savings association created in connection with an association in default or in danger of default12 CFR 143.7None
Conversions12 CFR 143.8–143.1012 CFR 5.23
Organization plan for governance during first years after issuance of federal mutual savings bank charter12 CFR 143.11None
Continuity of existence12 CFR 143.1412 CFR 5.23(g)
Federal Mutual Savings Associations: Charter and Bylaws12 CFR part 14412 CFR 5.21
Federal mutual charter12 CFR 144.112 CFR 5.21(e)
Charter amendments12 CFR 144.212 CFR 5.21(f)–(h)
Issuance of charter12 CFR 144.4None
Federal mutual savings association bylaws12 CFR 144.5See 12 CFR 5.21(j)
Effect of subsequent charter or bylaw change12 CFR 144.612 CFR 5.21(j)(5)
Availability: In association offices12 CFR 144.712 CFR 5.21(i)
Communication between members of a federal mutual savings association12 CFR 144.812 CFR 5.21(i)(2)(vii), 144.8
Federal Savings Associations: Operations12 CFR part 14512 CFR 5.31, 5.40, 5.52
Home office12 CFR 145.91(a)–145.91(b)None; 12 CFR 5.52
Branch offices12 CFR 145.9212 CFR 5.31
Application and notice requirements and processing procedures for branch and home offices12 CFR 145.93, 12 CFR 145.9512 CFR 5.31 (branch offices); 12 CFR 5.40 (home office)
Agency office12 CFR 145.9612 CFR 5.31(k)
Federal Mutual Savings Associations: Merger, Dissolution, Reorganization, and Conversion12 CFR part 14612 CFR 5.33, 5.48
Definitions, procedures, and transfer of assets upon merger or consolidation12 CFR 146.1–146.312 CFR 5.33
Voluntary dissolution12 CFR 146.412 CFR 5.48
Fiduciary Powers of Federal Savings Associations12 CFR part 150, subpart A (12 CFR 150.70–150.125)12 CFR 5.26
Obtaining fiduciary powers: Must I obtain OCC approval or file a notice before I exercise fiduciary powers?12 CFR 150.7012 CFR 150.70 (revised), 5.26
Obtaining fiduciary powers12 CFR 150.80–150.12512 CFR 5.26
Electronic Notice for Securities Transactions12 CFR 151.110Removed
Federal Stock Associations: Incorporation, Organization, and Conversion12 CFR part 15212 CFR 5.20, 5.22, 5.23, 5.24, 5.25, 5.33
Procedure for organization of federal stock association12 CFR 152.112 CFR 5.20
Procedures for organization of interim federal stock association12 CFR 152.212 CFR 5.33(e)(4)
Charters, bylaws, boards of directors and officers, share certificates, and books and records12 CFR 152.3–152.1112 CFR 5.22
Business combinations12 CFR 152.13–152.1512 CFR 5.33
Effect of subsequent charter or bylaw change12 CFR 152.1612 CFR 5.22(j)(4)
Federal stock association created in connection with an association in default or in danger of default12 CFR 152.17None
Conversion from stock form depository institution to federal stock association12 CFR 152.1812 CFR 5.23
Conversion to national banking association or state bank12 CFR 152.1912 CFR 5.24 (to national bank); 12 CFR 5.25 (to state bank)
Subordinate Organizations12 CFR part 15912 CFR 5.38 (operating subsidiaries); 12 CFR 5.59 (service corporations)
Lending and Investment
Pass-through investments12 CFR 160.32, except: 160.32(a), 160.32(b)12 CFR 5.58; 160.32(a) (same); 160.32(b) (revised)
Real estate for office and related facilities12 CFR 160.3712 CFR 5.37, 7.1000, 7.3001
Lending Limits12 CFR 160.9312 CFR part 32
Re-evaluation of real estate owned12 CFR 160.17212 CFR 34.85
Savings Associations: Operations
Submission for approval of chartering documents12 CFR 163.1(a)See 12 CFR 5.20(e)(1)(iii)(A)
Availability of chartering documents12 CFR 163.1(b)None (federal stock savings associations); 12 CFR 5.21(i) (federal mutual savings associations)
Merger, consolidation, purchase, or sale of assets, or assumption of liabilities12 CFR 163.2212 CFR 5.33, 5.53
Conversion to state bank12 CFR 163.22(b)(1)(ii)12 CFR 5.25
Conversion to national bank12 CFR 163.22(b)(2)12 CFR 5.24
Transactions with affiliates12 CFR 163.4112 CFR 31.3
Loans by savings associations to their executive officers, directors and principal shareholders12 CFR 163.4312 CFR 31.2
Inclusion of subordinated debt securities and mandatorily redeemable preferred stock as supplementary capital12 CFR 163.8112 CFR 5.56
Capital distributions12 CFR 163.140–163.146 (subpart E)12 CFR 5.55
Management and financial policies12 CFR 163.161Removed (but see 12 CFR 5.59(e)(7) for service corporations only)
Procedures for monitoring Bank Secrecy Act compliance12 CFR 163.17712 CFR 21.21
Periodic reports12 CFR 163.180(a)Removed
Notification of loss and reports of increase in deductible amount of bond12 CFR 163.180(c)12 CFR 7.2013
Bonds for directors, officers, employees, and agents; form of and amount of bonds12 CFR 163.19012 CFR 7.2013
Bonds for Agents12 CFR 163.19112 CFR 7.2013
Notice of change of director or senior executive officer12 CFR 163.550–163.590 (subpart H)12 CFR 5.51
Appraisals12 CFR part 16412 CFR part 34, subpart C (12 CFR 34.41–34.47)
Purpose and scope12 CFR 164.112 CFR 34.41
Definitions12 CFR 164.212 CFR 34.42
Appraisals required; transactions requiring a state-certified appraiser12 CFR 164.312 CFR 34.43
Minimum appraisal standards12 CFR 164.412 CFR 34.44
Appraiser independence12 CFR 164.512 CFR 34.45
Professional association membership; competency12 CFR 164.612 CFR 34.46
Enforcement12 CFR 164.712 CFR 34.47
Appraisal policies and practices12 CFR 164.8See, e.g., 2010 Interagency Appraisal and Evaluation Guidelines
Appraisals for higher-priced mortgage loans12 CFR 164, subpart B (12 CFR 164.20, 164.21)12 CFR 34, subpart G (12 CFR 34.201–34.203, Appendices A, B, and C)
Prompt Corrective Action12 CFR part 16512 CFR part 6
Authority, purpose, scope, other supervisory authority, and disclosure of capital categories12 CFR 165.112 CFR 6.1
Definitions12 CFR 165.212 CFR 6.2
Notice of capital category12 CFR 165.312 CFR 6.3
Capital measures and capital categories definitions12 CFR 165.412 CFR 6.4
Capital restoration plans12 CFR 165.512 CFR 6.5
Mandatory and discretionary supervisory actions under section 3812 CFR 165.612 CFR 6.6
Directives to take prompt corrective actions12 CFR 165.712 CFR 6.20–6.24
Notice of intent to issue a directive12 CFR 165.7(a)12 CFR 6.21(a)
Contents of notice12 CFR 165.7(b)12 CFR 6.21(b)
Response to notice12 CFR 165.7(c)12 CFR 6.22(a) and (b)
OCC consideration of response12 CFR 165.7(d)12 CFR 6.23(a)
Failure to file a response12 CFR 165.7(e)12 CFR 6.22(c)
Request for modification or rescission of directive12 CFR 165.7(f)12 CFR 6.24
Procedures for reclassifying a federal savings association based on criteria other than capital12 CFR 165.812 CFR 165.8
Order to dismiss a director or senior executive officer12 CFR 165.912 CFR 165.9
Enforcement of directives12 CFR 165.1012 CFR 6.25
Capital12 CFR part 16712 CFR part 3
Definitions12 CFR 167.1See 12 CFR 3.2 and various other sections in 12 CFR part 3
Minimum regulatory capital requirements12 CFR 167.212 CFR 3.10
Individual minimum capital requirements12 CFR 167.3Subpart H (12 CFR 3.401–3.405)
Capital directives12 CFR 167.4Subpart J (12 CFR 3.601–3.607)
Components of capital12 CFR 167.5Subpart C (12 CFR 3.20–3.22)
Risk-based capital credit risk-weight categories12 CFR 167.6Subparts D (12 CFR 3.30–3.63) and E (12 CFR 3.100–3.173)
Leverage ratios12 CFR 167.812 CFR 3.10
Tangible capital requirements12 CFR 167.912 CFR 3.10(a)(6), (b)(5) and (c)(5); see also 12 CFR 6.4(b)(5) and (c)(5)
Consequences of failure to meet capital requirements12 CFR 167.10See generally 12 CFR part 6
Reservation of authority12 CFR 167.1112 CFR 3.1(d)
Purchased credit card relationships, servicing assets, intangible assets (other than purchased credit card relationships and servicing assets), credit-enhancing interest-only strips, and deferred tax assets12 CFR 167.1212 CFR 3.22
Risk-based capital requirements–internal ratings-based and advanced measurement approachesAppendix CSubpart E (12 CFR 3.100–3.173)
Safety and Soundness Guidelines and Compliance Procedures12 CFR part 17012 CFR part 30
Duties of Users of Consumer Reports Regarding Records Disposal12 CFR part 171, subpart I (12 CFR 171.83)12 CFR 41.83
Identity Theft Red Flags12 CFR part 171, subpart J (12 CFR 171.90–171.92, Appendix J)12 CFR part 41, subpart J (12 CFR 41.90–41.92, Appendix J)
Loans in Areas Having Special Flood Hazards12 CFR part 17212 CFR part 22
Authority, purpose, and scope12 CFR 172.112 CFR 22.1
Definitions12 CFR 172.212 CFR 22.2
Requirement to purchase flood insurance where available12 CFR 172.312 CFR 22.3
Exemptions12 CFR 172.412 CFR 22.4
Escrow requirement12 CFR 172.512 CFR 22.5
Required use of standard flood hazard determination form12 CFR 172.612 CFR 22.6
Forced placement of flood insurance12 CFR 172.712 CFR 22.7
Determination fees12 CFR 172.812 CFR 22.8
Notice of special flood hazards and availability of Federal disaster relief assistance12 CFR 172.912 CFR 22.9
Notice of servicer's identity12 CFR 172.1012 CFR 22.10
Sample Form of Notice of Special Flood Hazards and Availability of Federal Disaster Relief AssistanceAppendix A to part 172Appendix A to part 22
Acquisition of Control of Federal Savings Associations12 CFR 174.1–174.7; 12 CFR part 174, appendix A12 CFR 5.50; None
Accounting Requirements12 CFR part 193Removed
Securities of Federal Savings Associations12 CFR part 19412 CFR part 11
Requirements under certain sections of the Securities Exchange Act of 193412 CFR 194.112 CFR 11.2, 11.3, 11.4
Liability for certain statements by Federal savings associations12 CFR 194.3None
Form and content of financial statements12 CFR 194.21012 CFR 11.2
Application of this subpart12 CFR 194.801None
Description of business12 CFR 194.802None
Management Official Interlocks12 CFR part 19612 CFR part 26
Authority, purpose, and scope12 CFR 196.112 CFR 26.1
Definitions12 CFR 196.212 CFR 26.2
Prohibitions12 CFR 196.312 CFR 26.3
Interlocking relationships permitted by statute12 CFR 196.412 CFR 26.4
Small market share exemption12 CFR 196.512 CFR 26.5
General exemption12 CFR 196.612 CFR 26.6
Change in circumstances12 CFR 196.712 CFR 26.7
Enforcement12 CFR 196.812 CFR 26.8
Interlocking relationships permitted pursuant to Federal Deposit Insurance Act12 CFR 196.912 CFR 26.4(j)
Securities Offerings12 CFR part 19712 CFR part 16
Definitions12 CFR 197.112 CFR 16.2
Offering circular requirement12 CFR 197.2(a)12 CFR 16.3(a)
Communications not deemed an offer12 CFR 197.2(b)12 CFR 16.4
Preliminary offering circular12 CFR 197.2(c)12 CFR 16.3(b)
Exemptions12 CFR 197.312 CFR 16.5
Non-public offering12 CFR 197.412 CFR 16.7
Filing and signature requirements12 CFR 197.512 CFR 16.17
Effective date12 CFR 197.612 CFR 16.16
Form, content, and accounting12 CFR 197.712 CFR 16.15
Use of the offering circular12 CFR 197.812 CFR 16.18
Escrow requirement12 CFR 197.912 CFR 16.31
Unsafe or unsound practices12 CFR 197.1012 CFR 16.32
Withdrawal or abandonment12 CFR 197.1112 CFR 16.19
Securities sale report12 CFR 197.12None
Public disclosure and confidential treatment12 CFR 197.1312 CFR 16.17(f)
Waiver12 CFR 197.14None
Requests for interpretive advice or waiver12 CFR 197.1512 CFR 16.30
Delayed or continuous offering and sale of securities12 CFR 197.16None
Sales of securities at an office of a savings association12 CFR 197.1712 CFR 16.10
Current and periodic reports12 CFR 197.18None
Approval of the security12 CFR 197.19None
Filing of copies of offering circulars in certain exempt offerings12 CFR 197.21None
Form for Securities Sale Report (Appendix A)12 CFR part 197, Appendix ANone